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PREMIERE: Hear Marvel Years & JuBee’s New Uplifting Electro-Soul Track

first_imgThe guitarist and producer Marvel Years (also known as Cory Wythe) has been witnessing a meteoric rise within the electro-soul and glitch-hop dance scene as of late. Marvel Years stands out from the rest of the pack because of his unique sound, which fuses his masterful and soulful guitar stylings with his characteristic sound that draws on glitch, retro-funk, classic rock, soul, jazz, hip-hop, and more. Since bursting onto the scene a few years ago, the young producer has earned the support of big names such as Pretty Lights and GRiZ.Today, Marvel Years is releasing a brand new single titled “Bigger Than We Feel” featuring rapper and vocalist JuBee. Like Marvel Years, the charismatic Colorado-based rapper is similarly quickly gaining fame within the EDM scene, with his patented throwback sound that fuses 1970’s funk with progressive southern rap securing him sit-ins with Pretty Lights at The Gorge and Northerly Island and Michal Menert at Red Rocks. “Bigger Than We Feel” is an uplifting and inspiring effort from the two rising stars. JuBee’s catchy and confident vocals pair perfectly with Marvel Year’s expertly produced and laidback electro-soul groove, with all the parts coming together to create a tune that’s a true pleasure to listen to.As Marvel Years told Live For Live Music about the new number, “The lyrics in this track really speak for the times. It’s an uplifting tune with a positive message inspiring personal and emotional growth. Despite the chaos we’ve been seeing around the world and how that makes us feel, we need to realize that we’re all a little bigger than we feel and we all play an important role into shaping our future.”Live For Live Music is proud to premiere Marvel Years new collaboration with JuBee, “Bigger Than We Feel”, below. For more information on Marvel Years, you can head over to his website here. For more information on JuBee, check out his Facebook page. “Bigger Than We Feel” is now available on all streaming services here. Enjoy the Spotify stream, and the lyric video below!last_img read more

S&P downgrades ratings of six U.S. shale gas producers, puts negative outlook on sector

first_imgS&P downgrades ratings of six U.S. shale gas producers, puts negative outlook on sector FacebookTwitterLinkedInEmailPrint分享S&P Global Market Intelligence ($):S&P Global Ratings cut the credit ratings of six pure-play shale gas producers late Feb. 3, based on worries that they will not be able to refinance billions of dollars in bonds because of expected low gas prices and chronic overspending to drill for gas the market does not want.Ratings also moved the credit outlook for eight of nine pure-play gas producers under its review to negative, with only tiny Marcellus and Utica shale producer Montage Resources Corp. getting an affirmation of its B- rating with a stable outlook.The downgrades and deteriorating outlook came in an environment where natural gas prices are forecast to stay below $3/MMBtu for the next two years, with break-even prices for producers estimated to be $1.80/MMBtu in the Marcellus Shale and $1.94/MMBtu in the Utica Shale, according to S&P Global Platts Analytics. The less-than-$1/MMBtu margin will leave little wiggle room for bad wells, warm winter weather and payments to lenders, much less cash back to shareholders.“We are particularly concerned about some of the issuers’ ability to access the capital markets given investor aversion to the space and their current bond trading yields,” Ratings said in the note accompanying the ratings cuts.“The market is trying to force a pullback in activity,” Tudor Pickering Holt & Co. oil and gas analyst Sameer Panjwani said. Panjwani noted that while producers have hedges to protect production this year, those hedges are not in place for 2021. The analyst thinks that producers need to cut spending far more than their drilling plans in order to balance both their books and an oversupplied gas market.The ratings cut will have an immediate impact on America’s largest natural gas producer, EQT Corp. According to the prospectus for a $1.75 billion bond offering that EQT closed Jan. 21, the S&P Global Ratings downgrade, combined with an earlier downgrade by Moody’s Investors Service, could add up to 0.50% to EQT’s 6.125% and 7% coupon rates for the new bonds due in 2025 and 2030.[Bill Holland]More ($): S&P downgrades 6 shale gas producers; outlook ‘negative’ on sectorlast_img read more

The dynamics of data privacy

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Privacy is an enduring concept highlighted in news of data breaches and how personal information is collected, shared and even sold. Most, if not all, credit unions have an obligation to protect the privacy of their members, employees and website visitors. This obligation is typically underpinned by applicable laws, regulations, contracts and dedication to member service.According to IBM and the Ponemon Institute, 23% of data breaches occur because of employee negligence. As you can imagine, it is important that your credit union implement a privacy program and educate and empower employees to make wise decisions that will protect member data.The concept of data privacy continues to evolve in law and philosophy. Privacy is a multifaceted personal, social, legal and business issue. Privacy involves protecting information that may be linked to a particular person—like a date of birth, blood type or even location. The reality is, as we move into a more digitally connected and dependent age, any bit of information that can tie back to a person is could be considered personally identifiable information. Where the data lies on a spectrum, from first name to DNA mark, is what determines the risk that is associated with personal information. Approaches to protect privacy include market forces, legal controls, technology and self-regulation.last_img read more

West Midlands ditches hedge funds to reach benchmark allocation

first_img“The funds are to be allocated to other asset classes in which the fund invests, especially those areas where we are under-allocated.”The spokesman declined to provide any further details on which asset classes would benefit, which managers would lose mandates or why the fund had taken the decision.Hedge fund allocations have been placed under much scrutiny in recent months following the high-profile decision of the California Public Employees Retirement System (CalPERS) to divest its $4bn (€3.5bn) allocation over concerns about fees, complexity and inability to scale up to CalPERS’s size.In Europe, the €156bn healthcare workers pension fund in the Netherlands, PFZW, also divested on the grounds that hedge funds no longer match its investment policy.However, the WMPF’s move also comes at a time when local government pension schemes (LGPS) face increasing pressure to reduce investment costs, with hedge funds attracting more expensive management fees.The UK government is currently consulting on whether to force the 89 LGPS to invest in alternatives via a collective investment vehicle, thus removing the ability of individual funds to choose their own hedge fund strategies.It would also remove the ability to invest via funds of funds, deemed expensive by the central government.Read Christopher O’Dea’s analysis on the fallout between hedge funds and pension schemes following the CalPERS’s decision The £10.1bn (€13.3bn) West Midlands Pension Fund (WMPF) has announced it is divesting £200m from its hedge fund portfolio and will shift allocations to underweight assets.The pension fund provides retirement income for public sector workers in the West Midlands, including Birmingham and Wolverhampton.It allocates to a range of strategies and, aside from traditional equity and fixed income portfolios, has more than £600m in absolute return strategies across a range of specialist investment managers.However, a spokesman for the pension fund said: “[The WPMF] is in the process of selling its hedge fund allocation amounting to just over £200m.last_img read more

Liverpool boost! Atletico Madrid pull out of Gonzalo Higuain chase

first_imgLiverpool have been given a boost in their pursuit of Gonzalo Higuain after Atletico Madrid revealed they are not in the race to sign him.The striker is being linked with a move away from Napoli this summer after scoring a record breaking 36 goals in Serie A last season.Liverpool have scouted the Argentina international, but Atletico Madrid were thought to be after him too.However the Spanish club’s sporting director, Andrea Berta, has now rubbished that talk and insisted he is not working on a deal for Higuain.“At Napoli they can be calm, he will not come to Atletico,” Berta told CRC. 1 Higuain scored a record breaking 36 Serie A goals last season last_img read more