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Lecture emphasizes advantages of fair trade

first_imgFair trade does not just mean fair wages, John Taylor, a member of Catholic Relief Services (CRS), said Tuesday.The lecture titled “A Piece of Fair Trade” focused on the benefits of fair trade among Central American countries.The talk was held in Carroll Auditorium at Saint Mary’s.  “For each of us who have jobs, or for each of us who are working within a structure … we really care individually about each of these steps,” Taylor said. Taylor, along with fellow CRS member Jessica Howell, said fair trade is beneficial for impoverished nations. “What’s different about the fair trade system is that it’s added value,” Howell said. Taylor said the beans are sent to an exporter, who works to find a place to sell the beans.  Howell encouraged students to get involved in fair trade practices. Other ways students can become involved, Howell said, is to discuss fair trade with families and friends, change the purchasing practices of stores in the area and call on the College to provide fair trade products. “Fair trade is to make sure that these five principals are not shoved aside in order to provide the lowest price for the consumer,” he said. Taylor also said there were five main principals in the fair trade system. Those principals include fair wages, cooperative workplaces, long-term relationships, good working conditions and environmental sustainability.  A broker then works with the exporter to connect with an importer, who brings the coffee beans to the roaster. After the beans are roasted, they are taken to a distributor, who ensures the beans are put in a store to be sold. A retailer then sells the beans to a consumer, and the revenue from the beans is distributed throughout each member of the chain. “It’s pretty powerful to know that when you buy a cup of coffee, or a chocolate bar, or a handcraft that is fair trade certified, you know because there is a fair trade certification system that what you are buying with that money is again not just a living wage for someone, but that there is no exploitative child labor, no harsh environmental conditions,” Howell said.  Taylor said typically, the goal for the consumer for any transaction is to pay as little as possible for the products purchased. However, in a fair trade system, consumers look at the wages that the producer will receive instead of the cost of the product. Howell said fair trade is much more than just creating fair wages for small farmers. Howell said the fair trade system is far less complex and provides more value to the products.center_img Taylor said CRS began to assist refugees coming out of Europe in 1933. Today, CRS focuses on international aid and development.  She also said selling fair trade products and hosting fair trade sales around holidays would be beneficial for fair trade communities. According to Taylor, CRS currently is working in over 100 countries throughout the world to promote fair trade. According to Taylor, free trade is far more complex than fair trade. Taylor explained the process of free, or conventional, trade in relationship to coffee farmers. Coffee farmers begin the process of free trade by producing coffee beans. The beans are then sent to intermediaries, who are responsible for negotiating the price with the farmer. Once the intermediaries agree on a price, the coffee beans are then taken to a processing mill. There, the hull of the bean is removed. “After all, the bottom line is to pay as little as possible, regardless of what the producers or the farmer gets out of it,” Taylor said. According to Howell, there are a variety of ways to encourage fair trade within local communities. Howell said to organize fair trade tastings, film nights or informational events.  Howell encouraged students to purchase fair trade products. Another way to become involved is to learn more about fair trade. “Fair trade ultimately is the realization that there’s a person behind every item that we purchase, and how we choose to buy that item affects that person in a positive or a negative way,” Howell said. Howell added that fair trade worked to strengthen communities by utilizing all of these principals. According to Howell, fair trade also begins with the farmer. After the beans are raised, they are sent to a cooperative, which is a democratically run resource that allows the farmers to receive more money per pound of product. The beans are then taken to a processing mill and then sold to coffee companies. From there, consumers have the capability to purchase the product. Additionally, Howell discussed the ways in which students can participate in the fair trade system.last_img read more

The payment rail rolls on despite delays in ACH window

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The Federal Reserve continue reading »center_img The Federal Reserve has delayed by six months the drive to open more windows for same-day payments through the ACH Network, but the impact of that delay appears at best uncertain.Despite the fact the ACH payments rail accounts for more than $40 trillion in transactions every year, it’s just one of the options available for credit unions and other financial institutions. Plus, there already are two new windows in place, and NACHA says network volume is growing.NACHA, the administrator of the ACH Network, began adding new origination and settlement windows in 2016, in a staged rollout that’s now scheduled to be completed in March 2021 instead of later this year.Many institutions, like Credit Union of Texas($1.4B, Dallas, TX), jumped on the opportunity early and adapted their processes to handle the new windows, and consumers noticed.last_img read more

3 questions with CU Solutions Group’s Dave Adams

first_img 15SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Lauren Culp Lauren Culp is the Publisher & CEO at CUInsight.com.She leads the growing team at CUInsight, works with organizations serving credit unions to maximize their brand and exposure, connects … Web: https://www.cuinsight.com Details CUInsight Publisher & CEO Lauren Culp is joined by Dave Adams, President and CEO of CU Solutions Group for a quick interview with just 3 questions about the COVID-19 crisis…(0:32) What is your company doing to support credit unions and their members during the COVID-19 crisis?(5:29) How do you think that COVID-19 might affect credit unions and the way that we do business in the long-term?(10:34) What tips do you have for staying sane during trying times?You can learn more about CU Solutions Group’s response to the COVID-19 crisis here.last_img read more

Wellington Police Notes: Feb. 20, 2013

first_imgWellington Police Notes for Wednesday, February 20, 2013•12:44 p.m. Officers took a report of suspicious activity in the 200 block W. Harvey, Wellington.•12:55 p.m. Officers took a report of suspicious activity in the Wellington.•2:26 p.m. Officers investigated a theft in the 1400 block. W. Edgewood Ave, Wellington.•5:11 p.m. Officers investigated a violation of a protective order of a known suspect in the 1300 block E. 4th.•9:56 p.m. Officers investigated domestic violence battery,  battery of law enforcement officer and obstruction of law enforcement officer in the 800 block. S. Jefferson, Wellington.•10:17 p.m. Linda L. Clinkingbeard, 44, Wellington was arrested, charged and confined with battery law enforcement officer, domestic violence battery and obstruction of law enforcement.•10:19 p.m. Shelsea D. Clinkingbeard,  20, Wellington was arrested, charged and confined with domestic violence battery.last_img read more